Today was my "errand running" day. The kids were at kindergarten and play group, so it was just the baby and I (which always makes for easier errand running). I stopped by my Mr.'s place of employment so he could sign a couple of checks that were made out to him so that I could deposit them. Usually, I just sign the checks and deposit them (since it's a joint account, the credit union doesn't mind (unless you are trying to deposit a tax refund check- then they get all obnoxious about it)). Today, one of the checks was a rebate check from our credit card, and I could only cash it at costco, so I figured I'd be safe and have my Mr. sign it, even though our credit card is a joint account...
They wouldn't let me cash it- even though he had already signed it and both our names were on the account. Things like that make me mad. I can understand if my name wasn't on the account, but hello!
Before I got married, I had a Discover card. When Mr. and I got married, I sent a form in to add him to my account. Guess what happened... Discover Card cancelled my account and signed us up for a new one with him as the primary account holder and me as an "authorized user". Unfortunately I hadn't memorized my old number- and didn't realize what they had done until I had been using the new card long enough that I had the number memorized- who wants to have to memorize a whole new number again.
Yes, it's true, my Mr. earns all of the money we live off of, but I'm the one who pays the bills and buys groceries and generally keeps our lives running smoothly, so I don't really think I ought to be relegated to the status of "authorized user". My Mr. (who is a smart man) agrees with me and feels appropriate outrage over the whole thing.
From now on, when we sign up for something, we're using my name first.